How do you know which car insurance you need? Is it a matter of the cars age, or your driving ability? Are you not sure as to your vehicles history? By asking yourself just a few short questions, you will be able to pick comprehensive, or limited liability.

Did you receive a loan for you new or nearly new vehicle? If so, chances are the bank wrote into the contract what policy you would need to have to stay in good standing with the loan. They do this not for your benefit, but to cover their investment(your loan) in case you are unable to pay. So, much of the time, you may already know which policy to purchase.

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