Whenever you think about getting cheap car insurance you always think about the factors that affect car insurance premiums. We all know that there are several factors that affect car insurance rates to go up (or even go down). But are you aware that the car you are driving in fact affect your car insurence quotes premiums? Yes, that’s correct. Read on and find if the type of the vehicle you are driving demands higher car insurance rates or not.

If you are wondering what does the type of vehicle got to do with your car insurence quote rates, just think about this simple explanation - the more expensive for car insurance companies to repair your car the higher your car insurance premiums may be. The higher the chance of your car for theft loss or auto insurance claims, the higher your car insurances may also be. A study made by Highway Loss Data Institute listed some of the cars that are likely to be stolen, safe when it comes to crash test, and poses lower chance for auto insurance claims.

If you are looking for the type of vehicle which is less likely to be stolen go for Buick LeSabre. According to the study, this type of vehicle has “relatively no chance of a theft loss.” In opposite, a Chevrolet Corvette has a whooping average of over 5 times for theft loss rate. In addition, between Toyota Celica and Toyota Camry, Toyota Celica posted 67% higher chance of being stolen as compared to Toyota Camry.

The best car when it comes to performance for crash test is said to be 2002 Lexus IS 300. But this type of vehicle also cost more to repair thus higher auto insurance rates.

If you are worried about your safety, then you may want to consider Porsche 911, if you have the money for it. This vehicle is listed as having 67% of less chance for auto insurance claims. Meanwhile, the Mitsubishi Lancer is noted as having almost 2 times higher for injury claim rate.

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